Craig Hall (00:04): Hall structured finance, uh, is a private lender, and as such, we don’t have the same constraints that regulators have. We’re allowed to do what we believe in, and we’re an entrepreneurial company, uh, privately owned. We understand entrepreneurs. We are entrepreneurs. We’ve built hotels, we’ve built office buildings. We build apartments, and we put ourselves in the shoes of the borrower and we try to put together a transaction that works for both sides. But we know how business works and we’re happy to try to understand what somebody needs and work with them to get it after the transaction’s done. It’s maybe even more important to be with us. We’ve been in situations where people have had all kinds of things come up and we work with our borrowers. We’re not making loans with the idea that we wanna own the property. We’re making loans with the idea that we want to partner with the borrower to help them get a building built, get it, uh, running well. And then, uh, we’re out of the picture. So we’re, we’re strictly into the, the construction lending business.
